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Terms and Conditions

By registering and opening an account to use KWIQ's Services, you have unconditionally agreed to and accept the terms and conditions stated hereunder:
  • You undertake not to use KWIQ's products and services to facilitate any illegal activities.
  • The information contained on this website does not constitute accounting, legal, financial, consulting, investment or other professional advice. You bear all the risks from any decision to use KWIQ and KWIQ shall not be liable for any loss suffered.
  • Your account may be terminated if we discover that you have provided us with false or misleading information, or refuse to provide correct information about your true identity.
  • You agree and consent to receive correspondence from KWIQ via email, SMS, app notifications, social media, letters or any other media we use. You are responsible for maintaining adequate security and control of any and all IDs, passwords, personal identification numbers (PINs), or any other codes or credentials that you use to access the services.
  • You are not allowed to sell, borrow, share or otherwise make available your account or any detail necessary to access your account to people or entities other than yourself.
  • Your account shall not contain misleading or fraudulent information, including, but not limited to, having a non-personal phone number, creating fake reputation information for your account, faking your country of origin or providing fraudulent identification documents.
  • We may at any time require you to complete our ID verification process and may also require you to submit additional identification documents to us if we deem it necessary. Failing to complete ID verification will be considered a violation of these Terms.
  • KWIQ may change these Terms of Use at any time for any reason without notice.
  • KWIQ may suspend your account at any time for any reason.

Prohibitted Activities

KWIQ strives to attain and maintain the highest security culture and compliance standards to government laws and regulations as well as protection of our customers. Engaging in any of the prohibited activities specified below may give rise to prosecution by law enforcement agencies.
The following acts are prohibited on KWIQ's web, mobile, app or other platforms.
  • Gathering, stealing or engaging in unauthorized collection of information about users.
  • Changing, amplifying or modifying any part of the site or the services for any purpose whatsoever.
  • Disguising identity or user credentials, use of another user's credentials in engaging with KWIQ.
  • Alter-engineering, reverse-engineering or otherwise tampering with KWIQ's platform in order to find limitations or vulnerabilities.
  • Covert engineering of products/services for unauthorized purposes.